What Is A Public Adjuster
A public adjuster is a professional claims handler/claims adjuster who advocates for the insured/policyholder in assisting and negotiating that insured's insurance claim. Aside from attorneys and the broker of record, state licensed public adjusters are also legal representatives, professionals who are entrusted by governments as a lawful fiduciary and who are made available to consumers under either state or federal jurisdiction to legally and professionally represent the rights of an insured/policyholder during a business commercial, farm, or homeowner insurance claim process, and sometimes personal injury. Their technical knowledge or expertise and ability to interpret sometimes ambiguous insurance policies allow property owners to recover the best possible indemnification for their claims
Who We Are
Solutions for Success
Dobbs Valley Public Adjusting was founded with a single mission: to mediate property damage claims with the highest level of integrity and fairness. DV will serve all parties in an insurance claim with a goal of achieving a Fair Settlement. We always take this responsibility seriously. We approach every insurance claim with fresh eyes to develop goal oriented, and unique strategies to maximize each claim.
The quicker the claims process is underway, the greater benefit for the insured. Once we open a claim, we handle all aspects of the claims process. We ensure you get the most compensation as quickly as possible all while relieving you of the persistent and tedious demands of insurance companies. Inexperience and costly mistakes go hand in hand when dealing with an aggressive insurance company. Let us help you save your time and your money.
Give us a call today and see what we can do for you.
When Should You Hire A Public Adjuster?
The burden of proof to prove the extent of your loss to the Insurance Company lies squarely upon your shoulders. Insurance policies can be complex and contain confusing language. There are also many conditions, exclusions and limitations. Policy language gets very technical. This adds to the stress of an already distressful loss experience. For an insurance company to write that check which will allow you to rebuild after your loss, there are certain conditions which must be satisfied. Failure to do so could reduce your settlement amount or worse cause your claim to be denied.
Our experts will handle every aspect of the claim process, leaving you free to do what is important to you. We will:
Conduct a free policy consultation and free inspection of the policyholder’s property to identify any damage that the policyholder may not be aware of at the time.
Dobbs Valley Public Adjusting will evaluate your existing policy to determine what coverage may be applicable to an insurance claim.
Determine the appropriate values for settling all covered damages.
Negotiate the best possible settlement with the insurance company on behalf of an insured.
Dobbs Valley Public Adjusting will make sure that our clients get everything they are owed under the policy. We read and analyze the clients insurance coverage, assess the extent of the damage and loss and negotiate with the insurance company to maximize your financial settlement.
Our Public Adjusting fees are paid based on a percentage of the total paid settlement. The Public Adjuster’s fee may be justified by success in these negotiations. If no recovery is made, the INSURED/CLAIMANT will not be indebted to Dobbs Valley Public Adjusting for any sum of fees. Meaning "No Recovery - No Fee".
Types Of Claims We Handle
Pre-loss Property Inspection/Documentation
Water Damage Claims
Hurricane Damage Claims
Storm Damage Claims
Wind Damage Claims
Tornado Damage Claims
Fire/Smoke/Soot Damage Claims
Roof Leak Damage Claims
Lightning Damage Claims
Hail Damage Claims
Tree Damage Claims
Theft/Vandalism Damage Claims
Explosion Damage Claims
Collapse Damage Claims
Mold Damage Claims
Broken Pipe Damage Claims
Plumbing Leak Damage Claims
Pipe Burst Damage Claims
Kitchen leak Damage Claims
Bathroom Leak Damage Claims
A/C Leak Damage Claims
Water Heater Leak Damage Claims
Business Interruption Claims
Fallen Object Damage Claims
Vehicle Crash/Structural Damage Claims
Examples of insurance attempting to underpay or deny